Yes Bank Personal Loan online apply: Taking a personal loan to meet immediate financial needs can be a good decision. If you want to know how to get Yes Bank Personal Loan? So read this article completely. Yes Bank offers attractive interest rates, minimum documentation and online application loan application process. To get Yes Bank Personal Loan, you have to visit the official website of Yes Bank or any of their branches.
From Yes Bank, one of the leading banking institutions of India, you can take online loan (Online Personal Loan) for various financial needs. You can use personal loan to finance education, for immediate medical emergency, home renovation, foreign vacation etc. In this article, detailed information is given about how to get personal loan from Yes Bank (Yes Bank se Personal Loan kaise le), how to get personal loan, eligibility, documents etc.
Yes Bank Personal Loan Details
Yes Bank offers personal loans with attractive features and easy application process.
- You can take a loan of up to Rs 50 lakh from Yes Bank to meet various financial needs.
- Yes Bank offers loans at competitive interest rates, it can usually range from 10.99% to 20%.
- It is quite easy to get Yes Bank Personal Loan, you can apply online and offline by visiting its official website or any nearest branch.
- Yes Bank approves personal loan up to Rs 50 lakh in a very short time on minimum documentation.
- Yes Bank evaluates your eligibility for Yes Bank Personal Loan based on factors such as income, credit score and repayment capacity.
- You get enough time to repay the loan, you can pay the loan within 12 months to 72 months.
What is Yes Bank Personal Loan?
Yes Bank Personal Loan is a financial solution that provides finance to people to meet various personal needs. With attractive interest rates and minimal documentation requirements, getting a personal loan from Yes Bank is a convenient process. Applicants can apply online or visit any branch of Yes Bank to start the application process. Personal Loan You can get a loan of up to Rs 50 lakh to meet various financial needs like home renovation, travel expenses, or medical emergency.
Yes Bank Personal Loan Eligibility
Candidates must meet the following eligibility criteria to apply for Yes Bank Personal Loan online-
- To apply for Yes Bank Personal Loan online, the age of the applicants should be between 21 years to 60 years.
- To get a loan, the applicants should have a good credit score, the credit score should be at least 700.
- Yes Bank considers the job and monthly income of any person as an important factor for giving loan to him.
Interest Rate & Charges
Yes Bank Personal Loan Documents
- Identity proof- Photo ID like Aadhaar card, Passport or Driving License
- Address proof- Utility bill, Rental agreement
- Income proof- Income Tax returns, Salary slips, Bank statements
- Employment verification:- Employment letter or business proof
- Credit history- Credit report
- Passport size photograph
Interest Rate & Charges
| Charge Type | Details |
|---|---|
| Yes Bank Personal Loan Interest Rate | 10.99% to 20% |
| Foreclosure Charges | 2% to 4% |
| Part Prepayment Charges | 2% of the amount paid towards part payment |
| Loan Cancellation Charges | Rs. 1,000 |
| Late Payment Charges | 24% p.a. |
| Stamp Duty | As per the laws applicable in the state |
| Cheque Bounce Charges | Rs. 750 for each bounced cheque |
Yes Bank Personal Loan online apply Stepwise
Follow the following steps to apply online for Yes Bank Personal Loan-
- To apply for Yes Bank Loans online, first visit the official website of Yes Bank, yesbank.in.
- Now before applying for Yes Bank Personal Loan, read all the details and guidelines related to the loan carefully.
- Before applying for the loan, check that you meet all the eligibility and you have all the necessary documents for the personal loan.
- Now to apply, you have to click on the apply online button.
- After this, if you are an existing customer, then enter the customer ID and mobile number and proceed.
- After this, enter all the necessary personal information, income details and address in the Yes Bank Personal Loan Application Form.
- Upload the required documents in the next step.
- Finally submit the application form, your Yes Bank Loan online application is complete.
Read More: How to Become CHO Qualification, Syllabus, Salary and Exam Pattern
Yes Bank Personal Loan Benefits
There are many benefits of taking a personal loan from Yes Bank, which are discussed below-
- There is no need for any collateral to take a loan from Yes Bank, you will not have to mortgage anything.
- Disbursement of Yes Bank Personal Loan within 60 seconds.
- The loan gets fast approval and money also comes to your account quickly.
- You can take a loan of up to Rs 50 lakh from Yes Bank to meet your various financial needs.
- You are given a time period of 12 months to 72 months to repay the personal loan.
- With an interest of 10.99%, the loan is available in a short time with easy application procedures.
- You can apply for Yes Bank personal loan both offline and online.
Conclusion
Often such situations arise when we are in dire need of money, but at that time we do not have enough money to meet those needs. In such a situation, you can take a personal loan from any bank to meet your financial needs. Yes Bank also offers loans up to Rs 50 lakh at competitive interest rates and minimum documentation. Detailed information about the process of taking a loan from Yes Bank, benefits, documents, eligibility etc. is given in this article. If you like this article, then share it with your friends.
FAQs
Can I get Yes Bank Personal Loan from Yes Bank?
If you are between 21 years to 60 years of age, your credit score is good and you have a stable job, then you can get a personal loan from Yes Bank.
What is the repayment period for Yes Bank Personal Loan?
You can repay Yes Bank Personal Loan within 12 months to 72 months.
What is the Yes Bank personal loan interest rate?
You may have to pay 10.99% interest on Yes Bank personal loan.
How to apply for Yes Bank personal loan?
You can apply for Yes Bank loan online through its official website, apart from this, you can also apply for personal loan by visiting any nearest branch of Yes Bank.